Fees & Insurance

What Are Your Fees?

We charge the following fees for weekly or bi-weekly therapy:

Discernment Counseling is a time-limited and intensive process for couples on the brink of divorce/separation.

A limited number of extended deep-dive sessions (2 hours or more) are available for individuals and partners who want focused work on a specific issue or want longer sessions.

Do You Accept Insurance?

No. We are not in-network with any insurance companies, and unfortunately, we cannot provide superbills. However, we accept all major credit cards as well as HSA and FSA cards.

If you have a Health Savings Account (HSA) through your employer or insurance plan or a Flexible Spending Account (FSA), you can use these funds for therapy.

If you don’t use your FSA funds you may lose them, so this a great way to take advantage of this benefit.

Weekly, Twice-Monthly, or Monthly?

Weekly therapy is ideal.  However, I get that not everyone can afford weekly therapy – especially in this economy.  Many of my clients come every other week, which allows them to benefit from therapy without overwhelming their budget.

Once a month just isn’t frequent enough to make progress; however, I have clients who have “graduated” from therapy and still come back occasionally.  

Reserved Weekly Session Policy

Reserved Session Time
Your session time is reserved specifically for you each week. Because I hold that time for you and cannot offer it to someone else on short notice, the session fee is charged for all reserved sessions — whether you attend or not.

One-Time Courtesy Cancellation
I understand that unexpected things happen. As a one-time courtesy, each client is offered one late cancellation or missed session at no charge during our work together. After that, the regular session fee applies to all reserved sessions regardless of attendance.

Rescheduling Within the Same Week
If you know you can’t make your regular session, I will do my best to offer an alternate time within the same week. If we’re able to meet at another time that week, no additional fee applies.

If no alternate time is available or you choose not to accept one, the fee for the reserved session still applies since the time was held for you.

Planned Absences
If you know you’ll be away (for example, on vacation or work travel), please let me know as soon as possible. You’re still responsible for payment during that time if you wish to keep your regular session spot.

If you prefer not to pay for sessions you miss, you can release your reserved time and schedule appointments as availability allows. However, I can’t guarantee that a weekly spot will be available later.

Illness
If you’re sick or have any symptoms of illness, please do not attend in person. You’re welcome to switch your session to a virtual appointment instead. If you choose not to meet virtually, the regular session fee still applies since the time is reserved for you.

Extended Breaks
If you expect to be away for more than two consecutive weeks, we’ll discuss whether it makes sense to pause therapy or switch to a flexible scheduling plan until your schedule stabilizes.

Flexible Scheduling Option
Some clients prefer not to reserve a weekly session time. With flexible scheduling, you book sessions individually based on my current availability. Because this option does not hold a regular weekly slot, your preferred day and time may not always be available, and there may be wait times between sessions.

Good Faith Estimate

This Good Faith Estimate shows the costs of services that are reasonably expected for the services to address your mental health care needs. The estimate is based on the information known to us at the time of the estimate.

The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment. You could be charged more if complications or special circumstances occur. If this happens, federal law allows you to dispute (appeal) the bill.

Individual sessions are $125, Relationship sessions are $150, and Discernment Counseling sessions range from $300 to $350.

If you are billed for more than this Good Faith Estimate, you have the right to dispute the bill.

You may contact us at 214-997-9041 or ellery@goldfinchlls.com if the billed charges are higher than the Good Faith Estimate. You can request an update to the bill to match the Good Faith Estimate, ask to negotiate the bill, or ask if there is financial assistance available.

You may also start a dispute resolution process with the U.S. Department of Health and Human Services (HHS). If you choose to use the dispute resolution process, you must start the dispute process within 120 calendar days (about 4 months) of the date on the original bill.

There is a $25 fee to use the dispute process. If the agency reviewing your dispute agrees with you, you will have to pay the price on this Good Faith Estimate. If the agency disagrees with you and agrees with the health care provider or facility, you will have to pay the higher amount.

To learn more and get a form to start the process, go to:
www.cms.gov/nosurprises or call CMS at 1-800-985-3059.

For questions or more information about your right to a Good Faith Estimate or the dispute process, visit www.cms.gov/nosurprises or call CMS at 1-800-985-3059 .

This Good Faith Estimate is not a contract and does not require you to receive the services listed above.